Low-Income Personal Grants

There are many Canadians who are struggling to make ends meet. The cost of living continues to rise throughout Canada while many people’s salaries remain stagnant in this dragged out recession. If you are one of the millions of Canadians considered low-income, you don’t need to struggle anymore! The government has set aside many low-income personal grants for people just like you that will help you stay on your feet and cover a variety of necessary expenses. Below are just several of these low-income grants that you could qualify for. All you have to do is apply!

Essential Home Renovation Grant

This grant is called the Residential Rehabilitation Program (RRAP) and is for low-income individuals and families that own and occupy inadequate housing. The money provided will help you make necessary repairs to your home to ensure that it complies with all minimum government health and safety standards. These include a structurally sound house structure that is waterproof, windproof and weatherproof; proper drainage; electricity; ventilation; fire safety; heating facilities, and washroom facilities.

Home Owner Grant Low-Income Supplement

This is a grant provided to eligible low-income individuals with homes assessed above $1,050,000. This grant is meant to help low-income seniors, veterans, or persons with disabilities that can no longer afford their high mortgage payments, but don’t qualify for the additional home owner grant because their home is assessed above $1,050,000. Successful grant applicants can receive a maximum of $845 each month to help with these mortgage costs.

Low-Income Education Grant

The government of Canada offers Canada Access Grants for students that come from low-income families to ensure that all Canadian have access to post-secondary education, regardless of their family’s income. To be eligible, you must be a full-time student and also qualify for a Canada Student Loan. Successful applicants can receive $250 per month of study for up to $3,000 per academic year.

Who Qualifies As Low-Income?

If you have an individual income of $30,000 or less, or a family income of $78,000 or less you will likely qualify for most, if not all, low income grants. To access our database of all available low-income grants here in Canada, just click on the link below.